Prevent Foreclosures

Most people are scared and they panic when they are late on their mortgage payments or they cannot afford to pay them. They know that soon the bank will foreclosure and they will have no home. People are afraid of being homeless. The first thing to remember when you are facing foreclosure or when you think that you may be facing foreclosure soon is to not panic. You need to think clearly and objectively. There are many ways to get out of foreclosure. If you have not received the notice of default or notice of foreclosure, you can prevent foreclosure from happening to you. This book called Foreclosure Self-Defense For Dummies will teach you what you need to do. Alternatively, you can get a free consultation to learn more about your options here.

Facing foreclosure? You need to do three things:

• stop worrying about why this has happened to you;
• resolve to fight the foreclosure and save your home; and
• read Foreclosure Self-Defense For Dummies.

It delivers the knowledge, strategies, and tactics you’ll need to take command of your situation and achieve the best possible outcome.This practical, no-nonsense guide helps you size up your options and increase your chances of saving your home. You’ll find out how to:

• delay foreclosure,
• form a plan of attack,
• negotiate solutions with your lender, and
• restore your financial health.

You’ll also find field-tested strategies for dodging the foreclosure trap, getting out from under a house you really can’t afford, and finding help where you might least expect it. Discover how to:

• Regain your emotional composure
• Confront your foreclosure head-on
• Protect your rights
• Assess your situation and weigh your options
• Touch base with key people who can help you
• Stop the financial bleeding
• Team up with your lender to find solutions
• Work out a refinancing deal with another lender
• Avoid quick-fix schemes and scams
• Cash out before it’s too late
• Recover from foreclosure
• Re-establish your credit

Complete with a handy cheat-sheet to help you keep your most important tasks in the front of your mind Foreclosure Self-Defense for Dummies gives you the moral support, commonsense guidance, and expert advice you need to make the best of this difficult situation.

From the Back Cover

Save your home, protect your family, re-establish your credit!

Defend your home from foreclosure — or get out from under it

Are you facing foreclosure? This no-nonsense guide helps you size up all your options and increase your chances of saving your home. You’ll see how to delay foreclosure, form a plan of attack, negotiate solutions with your lender, and restore your financial health. Discover field-tested strategies for dodging the foreclosure trap or getting out from under a house you really can’t afford.

Discover how to:

• Protect your rights
• Weigh your options
• Team up with your lender
• Avoid mortgage scams and pitfalls
• Recover from foreclosure

If you are facing foreclosure or you know what you will face foreclosure in the near future, you need to fight back. Foreclosure is a big problem nowadays with many people losing their jobs and finding it hard to make mortgage payments. Even though the government has come up with several plans to help the mortgage and housing industry, a lot of homeowners are not finding the help they deserve and need. They cannot wait for help to come, they need to know what they can do – right now! This book called Fight Foreclosure!: How to Cope with a Mortgage You Can’t Pay, Negotiate with Your Bank, and Save Your Home will help homeowners prevent foreclosure, save their homes and save their credit too.

Fight Foreclosure! offers a practical, step-by-step system for taking action to prevent foreclosure on your home before it’s too late.

If you’re having trouble keeping up with your payments, the worst thing you can do is nothing. This book explores:

• all your options,
• weighs the pros and cons of each, and
• explains the pre-foreclosure process in detail.

Plus, it points out the too-good-to-be-true credit repair offers you should avoid and gives you real, practical alternatives that help you help yourself before it’s too late.
From the Back Cover

FIGHT BACK!

With a Take-Charge Strategy for At-Risk Homeowners

Millions of homeowners are at risk of losing their homes. Are you one of them? If so, you need this practical, step-by-step guide to help you take action before it’s too late.

In Fight Foreclosure!, David Petrovich offers honest advice on all of your options, weighs the pros and cons of each, and shares smart, practical strategies for lowering your payments and keeping your home. He points out the too-good-to-be-true foreclosure rescue offers you should avoid, and offers real alternatives that work—now!

Petrovich is a mortgage banking insider who understands the loan servicing industry inside and out. And he understands the pressure you’re under. Don’t worry! You’re not alone. Inside, you’ll find the calm, professional advice you need to manage your financial crisis, including topics such as:

• The foreclosure time-clock—why acting early is critical
• Handling collection calls
• Cutting expenses and rebuilding your budget
• Negotiating with your lender
• Utilizing all your legal defenses
• Using bankruptcy to save your home
• Selling your home to avoid foreclosure while saving your credit
• Finding legitimate help and avoiding rescue scams