Posts Tagged ‘save my home’

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time

Sometimes, filing for bankruptcy protection is the only way to keep your home But, bankruptcy is not something you do if you have other options. There are many other ways that you can try to prevent foreclosure or stop foreclosure before you think about filing for bankruptcy protection. Get a free consultation before you settle for filing bankruptcy to make sure there is nothing else you can do. Bankruptcy is very bad for your credit and you are going to suffer lots of consequences in the process.

Prevent Foreclosure Today - Immediate Prevention. Most homes can be saved. Fast & Free Advice

If filing for bankruptcy protection is the right thing for your situation, you need to decide what type of bankruptcy you are going to file. Most people file for Chapter 13 bankruptcy. You usually can keep your home while slowly repaying your debt with Chapter 13 bankruptcy protection. You need to read up about it if you are really interested in filing. This book called Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time will give you a good overview of what you need to do, what the consequences are, and so on.

What Reviewers say about this Chapter 13 Bankruptcy book?

"Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion." -- The Midwest Book Review

"In Nolo's usual thorough fashion, here is a guide to an alternative to the typical Chapter 7 Bankruptcy." -- Orange County Register

"An excellent book that can guide you through the [Chapter 13] process." (Forbes Magazine )

"Contains many tear-out forms, federal and state exemptions charts, and the most recent legal documents and instructions on how to fill them out." (Reference & Research Book News )

"In Nolo's usual thorough fashion, here is a guide to an alternative to the typical Chapter 7 Bankruptcy." (Orange County Register 20080202)

"An excellent book that can guide you through the [Chapter 13] process." -- Forbes Magazine

Description of Chapter 13 Bankruptcy Book

Reduce your debts, save your property -- and start over!

Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? This book will show you how to save your house, car and other assets with Chapter 13 Bankruptcy. It lets you cancel your debts and pay off the rest with an affordable repayment plan.

And now you can avoid attorney fees and do it yourself -- let Chapter 13 Bankruptcyyou how to:

  • determine if you qualify for Chapter 13
  • stop a house foreclosure
  • estimate monthly payments
  • devise an acceptable repayment plan
  • complete and file forms
  • make up missed mortgage payments
  • pay off other debts
  • represent yourself before a bankruptcy judge or trustee

The 9th edition is completely rewritten to reflect the recent (and massive) changes to federal bankruptcy law, as well as the latest bankruptcy exemption laws of your state. It also includes the most current legal documents and instructions on filling them out.

Whether you work with a lawyer or file on your own, you'll find everything you need to take charge of your debts in Chapter 13 Bankruptcy.

Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 7 Bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy.

State and Federal Exemption Charts

  • Doubling
  • Residency Requirements for Claiming State Exemptions
  • Exemptions for Retirement Accounts
  • Individual State and Federal Charts

Tear-Out Forms

  • Voluntary Petition
  • Exhibit C to Voluntary Petition
  • Exhibit D to Voluntary Petition
  • Schedule A -- Real Property
  • Schedule B -- Personal Property
  • Schedule C -- Property Claimed as Exempt
  • Schedule D -- Creditors Holding Secured Claims
  • Schedule E -- Creditors Holding Unsecured Priority Claims
  • Schedule F -- Creditors Holding Unsecured Nonpriority Claims
  • Schedule G -- Executory Contracts and Unexpired Leases
  • Schedule H -- Codebtors
  • Schedule I -- Current Income of Individual Debtor(s)
  • Schedule J -- Current Expenditures of Individual Debtor(s)
  • Declaration Concerning Debtor's Schedules
  • Summary of Schedules and Statistical Summary of Certain Liabilities and Related Data
  • Form 3A -- Application and Order to Pay Filing Fee in Installments
  • Form 7 -- Statement of Financial Affairs
  • Form 10 -- Proof of Claim
  • Form 20A -- Notice of Motion or Objection
  • Form 21 -- Statement of Social Security Number(s)
  • Form 22A -- Statement of Current Monthly Income and Means-Test Calculation
  • Form 22C -- ChaStatement of Current Monthly Income and Calculation of Commitment Period and Disposable Income
  • Form 23 -- Debtor's Certification of Completion of Postpetition Instructional Course Concerning Personal Financial Management
  • Form 201 -- Notice to Individual Consumer Debtor Under § 342(b) of the Bankruptcy Code Amendment Cover Sheet
  • Daily Expenses
  • Notice of Plan Amendment and Confirmation Hearing Date
  • Proof of Service by Mail
  • Chapter 13 Repayment Plan

Buy Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time

Facing Foreclosure Alone is always tough. You've got to stay in the loop! So in case you're new here, you may want to subscribe to the Prevent Foreclosures RSS feed. It will keep you up to date with the latest resources and tactics on how to prevent your foreclosure from happening.

Stop Foreclosure Now

Stop Foreclosure Now: The Complete Guide to Saving Your Home and Your CreditAlthough, there are signs that the real estate market may be improving, there are still many homeowners in foreclosure and many are about to default on their mortgage payments because they have just depleted their savings, having been unemployed for a while. For those homeowners that need help and advice on how to stop foreclosure, there are many resources that can help. This book called Stop Foreclosure Now: The Complete Guide to Saving Your Home and Your Credit, for example, will tell homeowners what to do to stop foreclosure now. There is no time to waste. The sooner you act, the better your chance of preventing or stopping foreclosure.

You can also get a free consultation that can help you explore your options about how to get out of foreclosure and help you fight to keep your home.

Free Consultation

Prevent Foreclosure Today - Immediate Prevention. Most homes can be saved. Fast & Free Advice

There are hundreds of books that show investors how to purchase foreclosure properties, but this is the only book that helps people who are in foreclosure. This is the only book that helps homeowners understand the foreclosure process, and explains practical strategies they can utilize to save their homes.

This book is required reading for anyone confronting foreclosure. Foreclosure is not the end of the world - or even the end of your home, necessarily.

First, know that you're not alone.

Foreclosures affect all kinds of people and all kinds of properties. Like many people faced with foreclosure, you may feel helpless, hopeless, and resigned to giving up your house without trying to save it. If so, cheer up! You actually have some good, solid options to take control of the situation, avoid foreclosure proceedings, and even protect your credit.

Depending on which option you choose, Stop Foreclosure Now will help you:

  • decide whether your property is really worth saving
  • figure out how much time you have to respond
  • negotiate with your lender
  • use the courts to stop the foreclosure
  • decide whether bankruptcy is a good option
  • arrange to refinance your property
  • sell your property quickly
  • use military status to stop foreclosure
  • understand foreclosure laws in all 50 states

Includes all the necessary forms and step-by-step instructions.

Book Description

We’ve all heard the reports. Americans are losing their homes in record numbers, and the housing crisis seems unlikely to subside anytime soon. Foreclosures affect all kinds of people and all kinds of properties. Many people faced with foreclosure feel helpless and resigned to giving up their homes without even trying to save them. The good news is that with the right advice, homeowners can take control of the situation, avoid foreclosure proceedings, and even protect their credit. Lloyd Segal, mortgage banker, attorney, and real estate investor has spent the last twenty-five years helping homeowners save their houses.

Buy Stop Foreclosure Now: The Complete Guide to Saving Your Home and Your Credit

Foreclosure Self-Defense For Dummies

Foreclosure Self-Defense For Dummies (For Dummies (Business & Personal Finance))

Most people are scared and they panic when they are late on their mortgage payments or they cannot afford to pay them. They know that soon the bank will foreclosure and they will have no home. People are afraid of being homeless. The first thing to remember when you are facing foreclosure or when you think that you may be facing foreclosure soon is to not panic. You need to think clearly and objectively. There are many ways to get out of foreclosure. If you have not received the notice of default or notice of foreclosure, you can prevent foreclosure from happening to you. This book called Foreclosure Self-Defense For Dummies will teach you what you need to do. Alternatively, you can get a free consultation to learn more about your options here.

Behind on your mortgage? Don't Panic- Talk to us. Learn more about your options. We can help.

Facing foreclosure? You need to do three things:
  • stop worrying about why this has happened to you;
  • resolve to fight the foreclosure and save your home; and
  • read Foreclosure Self-Defense For Dummies.

It delivers the knowledge, strategies, and tactics you’ll need to take command of your situation and achieve the best possible outcome.This practical, no-nonsense guide helps you size up your options and increase your chances of saving your home. You’ll find out how to:

  • delay foreclosure,
  • form a plan of attack,
  • negotiate solutions with your lender, and
  • restore your financial health.

You’ll also find field-tested strategies for dodging the foreclosure trap, getting out from under a house you really can’t afford, and finding help where you might least expect it. Discover how to:

  • Regain your emotional composure
  • Confront your foreclosure head-on
  • Protect your rights
  • Assess your situation and weigh your options
  • Touch base with key people who can help you
  • Stop the financial bleeding
  • Team up with your lender to find solutions
  • Work out a refinancing deal with another lender
  • Avoid quick-fix schemes and scams
  • Cash out before it’s too late
  • Recover from foreclosure
  • Re-establish your credit

Complete with a handy cheat-sheet to help you keep your most important tasks in the front of your mind Foreclosure Self-Defense for Dummies gives you the moral support, commonsense guidance, and expert advice you need to make the best of this difficult situation.

From the Back Cover

Save your home, protect your family, re-establish your credit!

Defend your home from foreclosure — or get out from under it

Are you facing foreclosure? This no-nonsense guide helps you size up all your options and increase your chances of saving your home. You'll see how to delay foreclosure, form a plan of attack, negotiate solutions with your lender, and restore your financial health. Discover field-tested strategies for dodging the foreclosure trap or getting out from under a house you really can't afford.

Discover how to:

  • Protect your rights
  • Weigh your options
  • Team up with your lender
  • Avoid mortgage scams and pitfalls
  • Recover from foreclosure

Buy Foreclosure Self-Defense For Dummies

Behind on your mortgage? Don't Panic- Talk to us. Learn more about your options. We can help.

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