Posts Tagged ‘filing bankruptcy’

The New Bankruptcy: Will It Work for You?

The New Bankruptcy: Will It Work for You?

When people are in foreclosure and they do not have any other choices, they often think about filing for bankruptcy protection. But the bankruptcy laws have changed quite a bit recently and the new bankruptcy laws make it harder for people to seek protection. Find out if you can file for bankruptcy protection and if it will help you save your home from foreclosure in this The New Bankruptcy: Will It Work for You? book.

"Authoritative, comprehensive and packed with helpful advice and useful information, including state-specific details." (Eric Tyson, best-selling author of Personal Finance for Dummies and Mind Over Money )

"With last year's change in the bankruptcy laws creating unprecedented confusion in the field, it's important to know whether it remains a viable option, and this book will offer both explanations and reassurances..." (Accounting Today )

Description

Considering bankruptcy? Get the facts and find out how bankruptcy could work for you.

Bankruptcy laws have changed, and figuring out how to use them effectively is harder than ever. For plain-English guidance you can trust, turn to The New Bankruptcy.

Get the clear-cut answers, information and strategies you need to figure out whether bankruptcy is the right solution for your debt problems.

Find out:

  • if you qualify for Chapter 7 bankruptcy
  • how Chapter 13 repayment plans work
  • which debts are wiped out
  • how bankruptcy affects homeowners
  • if you can keep cars and other property
  • how bankruptcy affects credit
  • alternative ways to handle debt problems

The 3nd edition is completely updated to reflect the latest rulings on the new bankruptcy laws, additional information on foreclosures and an all-new appendix containing essential sample forms. It also provides worksheets to help you determine whether you can file for bankruptcy, and includes fully up-to-date exemption charts, helpful checklists and easy-to-use legal charts for all 50 states.

Buy The New Bankruptcy: Will It Work for You?

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The Elements of Bankruptcy

The Elements of Bankruptcy, Fourth Edition (Concepts and Insights)

Even if you are in foreclosure or you are about to face foreclosure, filing for bankruptcy protection is never a good thing to do. There are many consequences. People might say that it is a good way to get a fresh start to get creditors off your back, but what they are not telling you is that everyone who has filed for bankruptcy protection suffers some kinds of consequences and there are times that they wish that they never filed for bankruptcy. There are alternative ways to save your home and prevent foreclosure.

However, learning about bankruptcy is never a bad idea. By reading stories of different people and different cases, you may have a better understanding of what it will mean to you. This is a unique book that you can read about different cases of bankruptcy. It is called The Elements of Bankruptcy (Concepts and Insights). This is the fourth edition of the book so it is quite up to date.

This casebook is an authoritative introduction to bankruptcy. Case studies, case notes, and examples illustrate points under consideration. Thought-provoking questions generate classroom discussion and hone students' legal reasoning. Students reap the benefit of the author's expert opinions, insight, and experience. Representative topics include the individual debtor, corporate reorganizations, and claims, property of the state, and the "Strong-Arm Powers."

About the Author

Harry A. Bigelow Distinguished Service Professor of Law, The University of Chicago

Buy The Elements of Bankruptcy, Fourth Edition (Concepts and Insights)

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time

Sometimes, filing for bankruptcy protection is the only way to keep your home But, bankruptcy is not something you do if you have other options. There are many other ways that you can try to prevent foreclosure or stop foreclosure before you think about filing for bankruptcy protection. Get a free consultation before you settle for filing bankruptcy to make sure there is nothing else you can do. Bankruptcy is very bad for your credit and you are going to suffer lots of consequences in the process.

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If filing for bankruptcy protection is the right thing for your situation, you need to decide what type of bankruptcy you are going to file. Most people file for Chapter 13 bankruptcy. You usually can keep your home while slowly repaying your debt with Chapter 13 bankruptcy protection. You need to read up about it if you are really interested in filing. This book called Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time will give you a good overview of what you need to do, what the consequences are, and so on.

What Reviewers say about this Chapter 13 Bankruptcy book?

"Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion." -- The Midwest Book Review

"In Nolo's usual thorough fashion, here is a guide to an alternative to the typical Chapter 7 Bankruptcy." -- Orange County Register

"An excellent book that can guide you through the [Chapter 13] process." (Forbes Magazine )

"Contains many tear-out forms, federal and state exemptions charts, and the most recent legal documents and instructions on how to fill them out." (Reference & Research Book News )

"In Nolo's usual thorough fashion, here is a guide to an alternative to the typical Chapter 7 Bankruptcy." (Orange County Register 20080202)

"An excellent book that can guide you through the [Chapter 13] process." -- Forbes Magazine

Description of Chapter 13 Bankruptcy Book

Reduce your debts, save your property -- and start over!

Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? This book will show you how to save your house, car and other assets with Chapter 13 Bankruptcy. It lets you cancel your debts and pay off the rest with an affordable repayment plan.

And now you can avoid attorney fees and do it yourself -- let Chapter 13 Bankruptcyyou how to:

  • determine if you qualify for Chapter 13
  • stop a house foreclosure
  • estimate monthly payments
  • devise an acceptable repayment plan
  • complete and file forms
  • make up missed mortgage payments
  • pay off other debts
  • represent yourself before a bankruptcy judge or trustee

The 9th edition is completely rewritten to reflect the recent (and massive) changes to federal bankruptcy law, as well as the latest bankruptcy exemption laws of your state. It also includes the most current legal documents and instructions on filling them out.

Whether you work with a lawyer or file on your own, you'll find everything you need to take charge of your debts in Chapter 13 Bankruptcy.

Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 7 Bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy.

State and Federal Exemption Charts

  • Doubling
  • Residency Requirements for Claiming State Exemptions
  • Exemptions for Retirement Accounts
  • Individual State and Federal Charts

Tear-Out Forms

  • Voluntary Petition
  • Exhibit C to Voluntary Petition
  • Exhibit D to Voluntary Petition
  • Schedule A -- Real Property
  • Schedule B -- Personal Property
  • Schedule C -- Property Claimed as Exempt
  • Schedule D -- Creditors Holding Secured Claims
  • Schedule E -- Creditors Holding Unsecured Priority Claims
  • Schedule F -- Creditors Holding Unsecured Nonpriority Claims
  • Schedule G -- Executory Contracts and Unexpired Leases
  • Schedule H -- Codebtors
  • Schedule I -- Current Income of Individual Debtor(s)
  • Schedule J -- Current Expenditures of Individual Debtor(s)
  • Declaration Concerning Debtor's Schedules
  • Summary of Schedules and Statistical Summary of Certain Liabilities and Related Data
  • Form 3A -- Application and Order to Pay Filing Fee in Installments
  • Form 7 -- Statement of Financial Affairs
  • Form 10 -- Proof of Claim
  • Form 20A -- Notice of Motion or Objection
  • Form 21 -- Statement of Social Security Number(s)
  • Form 22A -- Statement of Current Monthly Income and Means-Test Calculation
  • Form 22C -- ChaStatement of Current Monthly Income and Calculation of Commitment Period and Disposable Income
  • Form 23 -- Debtor's Certification of Completion of Postpetition Instructional Course Concerning Personal Financial Management
  • Form 201 -- Notice to Individual Consumer Debtor Under § 342(b) of the Bankruptcy Code Amendment Cover Sheet
  • Daily Expenses
  • Notice of Plan Amendment and Confirmation Hearing Date
  • Proof of Service by Mail
  • Chapter 13 Repayment Plan

Buy Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time

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