Prevent Foreclosures

When people are in foreclosure and they do not have any other choices, they often think about filing for bankruptcy protection. But the bankruptcy laws have changed quite a bit recently and the new bankruptcy laws make it harder for people to seek protection. Find out if you can file for bankruptcy protection and if it will help you save your home from foreclosure in this The New Bankruptcy: Will It Work for You? book.

"Authoritative, comprehensive and packed with helpful advice and useful information, including state-specific details." (Eric Tyson, best-selling author of Personal Finance for Dummies and Mind Over Money )

"With last year's change in the bankruptcy laws creating unprecedented confusion in the field, it's important to know whether it remains a viable option, and this book will offer both explanations and reassurances..." (Accounting Today )

Description

Considering bankruptcy? Get the facts and find out how bankruptcy could work for you.

Bankruptcy laws have changed, and figuring out how to use them effectively is harder than ever. For plain-English guidance you can trust, turn to The New Bankruptcy.

Get the clear-cut answers, information and strategies you need to figure out whether bankruptcy is the right solution for your debt problems.

Find out:

We have discussed the subject of reverse mortgages quite a bit recently. Until recently, there were only two main ways you could get cash from your home:

• sell it or
• borrow against it and make monthly loan repayments.

Reverse mortgages offer a third way of getting money from your home which is why we would like to discuss it further so that everyone will understand how reverse mortgages work and how it can be used. If you are a homeowner, age 62 and older, you are eligible to apply for a reverse mortgage loan that converts your home equity into a tax-free income. With The Complete Guide to Reverse Mortgages: Turn Your Home Equity into Instant Income!, you'll learn all you need to know to earn the supplemental income you need, without worrying about:

• Having to sell your home
• Give up your title
• Or take on a new monthly mortgage payment.

This invaluable guide explains everything you need to know about reverse mortgages and how to use them to your advantage. With practicing attorneys Tyler Kraemer and Tammy Kraemer leading the way, you will learn the step-by-step process to getting a reverse mortgage and making the best of your retirement!

About the Author
Tammy Kraemer has been an attorney practicing business, real estate, and intellectual property law for almost ten years. She is currently in private practice. She worked in general counsel for a mid-size software company with worldwide offices. She also worked at a large regional law firm in their corporate law and securities department. She has written and edited numerous articles for newsletters and law journals. She lives in Colorado with her husband Tyler and their two children.

Tyler Kraemer has been an attorney in private practice focusing on estate planning, real estate, finance, and business law for almost ten years. His clients include lenders, borrowers, mortgage brokers, real estate brokers, real estate buyers and sellers, and business owners. Tyler has been a part of outside general counsel for the REALTOR® trade association and the for-profit multiple listing service, which included giving daily advice on homeowner issues. He has participated in National Association of REALTOR conferences and workshops dealing with all facets of homeowner issues. He lives in Colorado with his wife Tammy and their two children.