So You Want to Refinance
So You Want to Refinance: An Insiders Guide to Refinancing Adjustable Rate Mortgages and Home Loans
There are many homeowners with horrible mortgages and they want to refinance. By refinancing, they could lower their monthly payments. Many have refinanced and reduced their mortgage payments by half which help them afford the payments and prevent foreclosure. The problem is that, there are people who fall for bad deals again even when they are refinancing. So, there are lots of things you need to know before you refinance and the more you know, the more prepared you are at choosing the right loan for yourself. Don’t let the mortgage company recommend a loan to you without you verifying that it is a good loan. Too many homeowners do not verify and end up with loans that will come back to haunt them later on.
Are you paying more than you need to?
In this book a mortgage lending insider reveals her answer to this question – and more – in her best selling So You Want to Refinance. If you are baffled by the dizzying array of mortgage companies, sales pitches, and loan products, this book is for you.
The book walks you through each step of the loan process in easy-to-understand language to help you make an informed decision that’s good for YOU-not for your loan officer. The book explains how to asses and rebuild your credit score, accurately calculate the equity in your home, and how to make sure that you present your situation in the best possible light. More than just an introduction to getting a home loan – this book will show you how to get the best deal possible. This book is a must-have for any current or potential homeowner thinking of refinancing.
Key topics include:
-Refinancing Adjustable Rate Mortgages (ARMS)
-Understanding Broker Incentives
-Getting the Best Appraisal -Processing and Underwriting
-Cleaning up your Credit Report
-Signing Tips, Tricks, and Negotiation Strategies
From the Publisher
“A must-have for any home owner looking to refinance” -
Terri Williams, Homeowner
